Mortgages
Taking out a mortgage is probably the biggest financial undertaking you will ever make. Naturally, you will want to know which mortgage is the best one.
There is plenty of choice in the UK mortgage market, but with 2,000+ deals on offer, identifying which mortgage is best for you can be difficult.
We can advise on all products across the market including smaller building societies who may lend when others won’t.
By understanding your circumstances and requirements we can recommend the most suitable mortgage, finding you the best deal at the right price.
We offer a range of different mortgage services including:
Finding your first home or moving onto your next one, planning where all your treasured belongings go is exciting, dealing with the finance can be stressful and daunting. Temple Mortgage is there to guide you through every step and do all the chasing for you. With access to the thousands of mortgages on offer we will talk through your situation and find the best loan for you.
When you re-mortgage, you are replacing your existing mortgage loan with a new one, shifting your debt from one mortgage lender to another. The UK mortgage market has many different products available but not all of them are right for you. As Independent Mortgage Advisers, Temple Mortgage have access to all the lenders and will look at your circumstances to find the best solution for you.
Whether you are getting your first Buy to let mortgage or expanding your portfolio it can be an attractive way of investing your money or saving for retirement. Temple Mortgage can talk you through the various mortgage options available and the tax implications, advising on the most suitable product to fit your requirements.
We have a number of market links to provide advice direct to you on the areas of bridging finance, commercial finance and secured loans, to help with auction purchases – short term finance and many other areas where a standard mortgage may not be suitable.
Pricing
There are different payment options available which are dependent on your situation and product requested. All fees are discussed from the outset.
There will be a fee for the Mortgage Advice. The precise amount will depend on your circumstances, we estimate this to be no more than £500.
If we receive a commission from your chosen lender the amount we receive will be disclosed to you on the Key Facts illustration/European standardised information sheet you will receive relating to your mortgage.
If we are paid commission by one or more mortgage lenders, you have the right to request information on the levels of commission we will receive from different lenders in relation to any mortgage product made.
Your home may be repossessed if you do not keep up repayments on your mortgage